Key takeaways States do not legally require homeowners to have home insurance, but it is usually required by your lender if you currently have a mortgage on your home. Home insurance provides financial protection from unexpected losses due to physical perils like fire and wind damage, as well as potential…

ImagePixel/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Renting your home on Airbnb may not be covered by your homeowners insurance if it is considered a business activity. Airbnb offers a free insurance plan called AirCover, but it may not cover all potential damages or liabilities. It is important to…

Key Takeaways Paying your student loans could let you earn credit card rewards, buy time when the payment is due and secure a 0 percent intro APR offer. It’s important to consider both the risks and rewards when deciding if this might be the right strategy for you. …

The IRS will send an estimated $2.4 billion to taxpayers who didn’t claim the recovery rebate credit on their 2021 tax returns. About 1 million taxpayers were eligible for the credit but failed to claim it, the IRS said. The recovery rebate credit is a refundable tax credit for taxpayers…