Key takeaways Having good credit helps you get better rates on mortgages, car loans and other debt products, and may affect your ability to rent an apartment or sign up for utilities and other services. To build good credit, you need to use your credit — but you don’t want…

Westend61/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways You can refinance a second mortgage on its own fairly easily. Refinancing first and second mortgages together requires you to meet certain requirements but it is possible. Refinancing your primary mortgage while keeping a second mortgage requires resubordination. Refinancing a second mortgage…

Key takeaways Banks require financial statements, formation documents as well as your personal credit score and bank statements to apply for a business loan Gather your loan business loan documents before filling out the application to speed up the process Applying for SBA loans will require additional SBA forms Bank…

With all the talk swirling about inflation and tariffs, consumers have been (rightly) braced for prices to go up. While unwelcome for things like cars and eggs, rising prices can deliver some benefits, particularly for homeowners. Home values sit notably higher than they did five years ago. Home equity lenders…