Key takeaways Insurance brokers work independently and represent clients, helping them find the best insurance policies to meet their unique needs and budgets. They can explore a broad range of policies from different insurers to find the best fit for their clients’ needs. Brokers typically earn money through commissions and…

Alina Rudya/Bell Collective/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways American Express Membership Rewards points are a popular rewards currency that can be earned through eligible Amex credit cards. These points can be redeemed for travel, gift cards, merchandise, statement credits or transferred to airline and hotel partners for potentially higher…

Key takeaways It’s a good idea to have more than one credit card, but applying for multiple cards within a short period of time could hurt your credit score. If you apply for too many credit cards within a brief period, issuers might see you as a risky borrower. It’s…

Warren Buffett is helping revive shares of beleaguered UnitedHealthcare Group after taking a $1.6 billion stake in the company, according to filings with the Securities and Exchange Commission. UnitedHealth shares clocked the largest one-day percent increase since March 2020, as tracked by Dow Jones Market Data Group. It was on…