Key takeaways It’s a good idea to have more than one credit card, but applying for multiple cards within a short period of time could…
Key takeaways While the Chase Sapphire Reserve® offers a range of lucrative benefits, its 50% rewards boost for travel redemptions is a significant perk. This benefit helps users get 50% more value for each point…
ferrantraite/Getty Images Key takeaways Student loans can help boost your credit score over time if you make the monthly payments on time and in full. Having student loans also diversifies your credit mix, which can help improve your credit score. If you miss payments on your student loans, it may…
Key takeaways College aid may be given through need-based or merit-based aid. Need-based aid includes Pell Grants, work-study programs and Direct Subsidized Loans. Your FAFSA will determine your EFC, or expected family contribution. The FAFSA must be completed by June 30, 2026 for the 2025-26 academic year. Need-based financial aid…
The best hotel credit cards offer perks for frequent travelers, such as automatic elite status, points for hotel stays and other spending and the potential to earn free hotel nights and elite status. Some hotel credit cards offer a free night as either an annual membership benefit or through spending…
If you have a low credit score, qualifying for a credit card can be challenging. At the same time, a new credit card can be essential to repairing your credit. In this catch-22 situation, your options may be limited. Concora Credit (formerly Genesis Financial Solutions) is one of the companies…
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When it comes to investing, many people look back and wish they would have done something differently, like not pulling their money out of the stock market when things got dicey or saving more for…
