Key takeaways Venmo is a popular money transfer app that allows you to send money quickly and securely to friends and family. Most peer-to-peer money transfers are free for consumers, provided you do not use a credit card to source the transfer. Venmo requires a linked bank account or debit…

ArtMarie / E+ / Getty Images Vacation mishaps happen — flights can be delayed, bags get lost and accidents occur. That’s why having travel insurance is a relief. And many of today’s best travel cards offer comprehensive perks to help your trip go smoothly. Premium travel cards tend to offer…

Key takeaways A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates and higher credit limits. To maintain an 800 credit score, it’s important to keep credit…

Key takeaways Cash back sites give you money for shopping at the retailers they recommend to you, and those retailers then pay the cash back sites for their referrals. These sites offer plenty of savings across many different categories, including travel, grocery spending and online shopping. To maximize the rewards…