Key takeaways The Chase Freedom Flex®* and Chase Freedom®* offer quarterly rotating bonus categories through which cardholders can earn 5 percent cash back (on up to $1,500 in the categories after activation, then 1 percent…

Payment processing platform Zelle shut down its standalone application Tuesday, redirecting users to banks and credit unions offering its services instead. When attempting to sign in to the app, users are met with a message stating it’s “no longer available for sending and receiving money.”TRADING APP TRACKS PORTFOLIOS OF FAMOUS…

PM Images/GettyImages; Illustration by Hunter Newton/Bankrate Credit unions are not-for-profit, member-owned institutions that commonly offer savings accounts with above-average rates, low minimum deposit requirements and low (or no) fees. While some credit unions restrict membership to those of a certain location or occupation, others make it easy for anyone to…

A chocolate manufacturer has issued a voluntary recall of certain chocolate bars sold in the U.S. and Canada, because they could contain “small stones.” Tony’s Chocolonely Inc., based in Amsterdam, Netherlands and has offices in places like New York City, announced the recall on Monday, saying the chocolate bars in…

Ira T. Nicolai/Getty Images The Roth IRA is a powerful retirement account that offers savers unique tax breaks, flexible withdrawal options, optimal wealth-transfer perks and more. It’s easy to set up a Roth account on your own or with a financial advisor and Roth IRAs are available to all working…