Key takeaways Citi has several credit cards that come with a balance transfer offer, although terms and details vary widely. For example, some Citi credit cards in this niche offer rewards for spending, whereas others…

Key takeaways You don’t need a down payment to refinance, but you’ll likely have to come up with cash for closing costs. Some lenders let you roll closing costs into the mortgage to avoid upfront expenses. You can also try negotiating with the lender to waive them. Either way, conduct…

miniseries / Getty Images Key takeaways MBA accreditation is a process that evaluates the quality of an MBA program. There are three main types of accreditation for MBA programs: regional, national and programmatic. Employers hiring new candidates tend to prioritize graduates from accredited schools. MBA accreditation is a process that…

Key takeaways Multiyear approval for student loans makes it possible for applicants to apply for funding for the duration of their degree program all at once. There are some downsides to using a single lender for all student loan needs, including the fact you may miss out on a better…

Key takeaways A goodwill letter is a formal written request asking a creditor to remove a negative mark, like a late payment, from your credit report. Goodwill letters are most effective if your payment history and credit is generally in good standing. Lenders are more likely to respond positively to…