In Debt Weekly

Key takeaways Increasing your credit limit on your Apple Card* can provide more budget flexibility and improve your credit score. Goldman Sachs, the card’s issuer, considers your income, credit score and credit utilization ratio when determining eligibility for a credit limit increase. If your request is denied, focus on improving…

MoMo Productions/Getty Images; Illustration by Austin Courregé/Bankrate Whether interest rates are rising, falling, or holding steady, long-term certificates of deposit (CDs) can play a valuable role in your financial strategy. While timing the market perfectly is impossible, understanding the benefits of long-term CDs can help you make better decisions about…

Credit Sesame explains how a great credit score, though not a formal classification, is widely used to describe scores in the very good to exceptional range and may lead to better rates and stronger offers. Credit scores can influence everything from the interest you pay on a loan to the…

Key takeaways Dollar-cost averaging is a popular investing strategy that entails buying new investments at regular intervals, such as once a month. If you have a 401(k), you’re already dollar-cost averaging with every paycheck. But you can also use the practice in a typical brokerage account, individual retirement account (IRA)…