Key takeaways Memecoins are spawned from trends or jokes, not driven by a specific use case like some cryptocurrencies. Like all crypto, memecoins are highly…
Key takeaways Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of credit. Unsecured personal loans are common among lenders and don’t require collateral. Secured personal loans…
Key Takeaways Despite market volatility and economic uncertainty, top high-yielding savings accounts still offer competitive rates. A group of major banks lowered APYs on their high-yield savings accounts by 10-15 basis points last week. The highest rate on a savings account today is 4.45 percent, offered by BrioDirect. A minimum…
A few years ago, I made what seemed like an impossible decision: I was going to pay off $300,000 in debt, including student loans and even my mortgage. No lottery winnings. No inheritance as a first generation Filipino-American millennial. The secret? A simple, repeatable one-hour monthly money routine on the…
You’ve heard about it often enough, most likely when choosing a 401(k) investment, but compound interest can multiply your money. The name of the game with compound interest is time, and the more of it you have, the bigger the payoff. That means if you’re a short-term investor, or looking…
Key takeaways Popular assumptions about credit and repayment are often wrong. Interest rate changes do not affect loan payments as much as you might think. Student loan consolidation and refinancing your student loans aren’t always financially beneficial. Most students need a cosigner to qualify for private student loans. Many misconceptions…
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Exchange-traded funds, or ETFs, are one of the hottest investing trends of the last two decades. ETFs held about $11 trillion in assets at year-end 2023, according to research conducted by TrackInsight in collaboration with…
