Kevin Carter / Contributor/ Getty Images Income-driven repayment plans are meant to help you stay active in federal student loan repayment, even when your wages aren’t as high as you’d like. The Saving on A…

jacoblund/iStock / Getty Images Plus/Getty Images Key takeaways The Capital One Venture X Rewards Credit Card is one of the best luxury travel credit cards available with a lower annual fee than competing cards. In addition to earning a solid 2X miles per dollar spent on purchases, this card includes…

You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…

Travel credit cards used to be simple. Or at least simpler. You use them for everyday purchases, earn rewards and redeem your points or miles for free travel. Sadly, they aren’t that simple anymore. Getting the same value out of your travel cards is as difficult as it’s ever been.…

The Big, Beautiful Bill was already making its way through Congress in mid-May when I sat in a room of higher education financing thought leaders. These experts — comprising academics, financial aid representatives, policymakers and lenders, among others — presented ideas to make life easier for families financing college, improve…