The Big, Beautiful Bill was already making its way through Congress in mid-May when I sat in a room of higher education financing thought leaders.…
Once you hit age 73, IRS rules say you must start taking required minimum distributions (RMDs) from your traditional retirement accounts — even if you don’t need the cash and would rather let it grow.…
Key takeaways Texas has the highest car loan balance of $7,920. While vehicle expenses vary across the country, drivers can still work to secure a competitive rate by improving their credit and comparing different lenders, Vehicle affordability is still a challenge for many drivers and has resulted in more auto…
STEVE ALLEN/SCIENCE PHOTO LIBRARY/Getty Images Key takeaways Index funds can be one of the best ways to invest over time because they can provide investors with diversification at low costs, but index funds come with some drawbacks. Although index funds include a wide range of companies, those with a bigger…
Key takeaways A cash-out refinance replaces your existing mortgage with a new one; a home equity loan is a second mortgage on top of your primary one. A home equity loan works well if you have a big ownership stake and need a large, fixed lump sum. A cash-out refinance…
The Treasury Department will need to refinance nearly one-third of the more than $36 trillion in debt owed by the federal government, which serves as a backdrop to President Donald Trump’s repeated calls for the Federal Reserve to cut interest rates. A report by the Treasury’s Office of Debt Management for…
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The nonpartisan Congressional Budget Office (CBO) released a new dynamic analysis that found Republicans’ “big beautiful bill” would raise budget deficits by over $300 billion more than in its previous analysis, which estimated it would widen…
