Key takeaways Discover’s rotating cash back categories offer cardholders the chance to earn 5 percent back (after activation) on up to $1,500 combined spending on…
The median age of first-time homebuyers has risen to 40 — the highest it has ever been, according to new data from the National Association of Realtors.It’s not as though first-time homebuyers needed any more…
Illustration by Bankrate / Photo by Getty The gender pay gap isn’t closing anytime soon, especially for women of color. Black and Hispanic women earn the least compared with men, and a Bankrate analysis of the latest income data from the Census shows it could take generations for their pay…
Practical Money Tricks That Lead to Real Treats Getting out of debt doesn’t happen overnight, but small, consistent actions can help you regain confidence and control. Here are a few tried-and-true strategies: Budget like a pro: Track every dollar for a month to see where your money really goes. Focus…
Key takeaways Credit unions typically offer better rates on savings and lower rates on loans compared to traditional banks. Membership is required and may have specific eligibility requirements based on location, employer or affiliation. Your deposits are federally insured up to $250,000, just like at banks, providing the same level…
Key takeaways A home equity line of credit (HELOC) on an investment property is a loan taken out against a piece of real estate that generates income or a financial return. Lenders will consider both the borrower’s creditworthiness and the property’s financials when evaluating an investment property HELOC application. These…
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The ongoing government shutdown delayed the release of the Commerce Department’s initial estimate of the third-quarter gross domestic product (GDP), as other data sources suggest solid economic growth in the quarter. The Bureau of Economic Analysis…
