Key takeaways Your credit card APR can go up if the prime rate changes, you paid your credit card bill late, your intro APR offer…
Ariel Skelley / Getty Images Key takeaways Interest rates on federal student loans are always fixed. These rates are set on July 1 each year for loans disbursed from July 1 to June 30 of…
Key takeaways A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account to preauthorize or secure a payment. To cancel a pending transaction, call…
Retirement is a major life decision and the timing can affect more than just your finances. While having enough money is important, other factors—like your health, mental well-being, social life and the type of work you do—also matter. Some research shows that when you retire may impact how long you…
The term de minimis refers to a U.S. customs rule that exempts low-value imports—typically under $800—from tariffs. In 2025, the Trump administration eliminated this exemption for goods from China and Hong Kong. Shipments of up to $800 in goods from these regions now face a 54% tariff or a $100…
Key takeaways Inflation is having a big impact on small businesses, pushing up costs of labor, supplies, utilities and other costs. Small business owners should set aside time for regular reviews of the money exiting their bank accounts with a close eye on essential versus nonessential costs. From finding a…
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Key takeaways Robo-advisors provide automated investment management for relatively low fees. Services, such as automatic portfolio rebalancing and tax-loss harvesting, can save investors time and stress and potentially offset advisory costs by also saving money.…
