Mortgage rates declined for the first time in weeks, though they are still hovering near 7%, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest…
Investors flocked to safer assets, including gold and out of U.S. stocks, after Israel launched attacks against Iran’s nuclear sites. All three of the major U.S. averages fell Friday, erasing weekly gains, with the Dow…
Key takeaways A secured loan uses an asset as collateral to back the loan. Securing a loan with collateral can result in lower interest rates, higher loan amounts and better terms. If a business defaults on its loan, the lender can seize the asset to recover its losses. One of…
Smoking and using tobacco in other forms can be hazardous to your health, and may also cost you money when you are considering the purchase of life insurance. Insurers assess the risks they will take on when they insure you, and the increased risk of illnesses such as cancer and…
Investing is a must if you’re looking to build wealth and achieve long-term goals such as retirement. At its core, investing involves sacrificing present consumption to increase future consumption. However, despite its supposed simplicity, investing is not easy in practice. Emotions can cloud rational judgment, which can lead to poor…
Can You Find It At a Thrift Store? Clothing prices, like everything else have increased substantially and trying to buy everything brand new will put a serious dent in your budget. Consider going “thrifting” for some of your workplace clothing. Not only will you save a significant amount of money,…
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Credit Sesame explains how a slowing job market could influence your credit score through potential income disruption, increased reliance on credit, and other financial pressures. Increased financial stress for households The U.S. job market is…
