Practical Money Tricks That Lead to Real Treats Getting out of debt doesn’t happen overnight, but small, consistent actions can help you regain confidence and…
Key takeaways Credit unions typically offer better rates on savings and lower rates on loans compared to traditional banks. Membership is required and may have specific eligibility requirements based on location, employer or affiliation. Your…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
The Federal Reserve cut interest rates for the second time in 2025 last week, though one member of the central bank’s monetary policy committee voted against cutting rates, citing concerns over inflation. Policymakers on the Federal Open Market Committee (FOMC), which guides the Fed’s monetary policy, voted 10-2 in favor of…
I’ve recently accepted a hard truth: I will never experience true pay equality in my career. Neither will most women my age. If the gender wage gap follows its historical pace, many women working full time won’t reach pay parity with men until 2059 — 33 years from now, according…
The fight for equal pay was supposed to be won by now. But generations after Eleanor Roosevelt championed the cause, women are still waiting for their paychecks to catch up. A Bankrate analysis of government data shows, in fact, that pay equality remains a dream that most women won’t reach…
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Mortgage rates fell for the fourth consecutive week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage decreased to…
