Photography by Getty Images; Illustration by Bankrate Key takeaways Choosing the right business structure can significantly impact your tax liability. Small business owners can reduce…
Key takeaways This card offers customizable cash back that allows you to earn a generous 5 percent cash back — but you must select your top two spending categories each quarter. You can also earn…
John M Lund Photography Inc/Getty Images Key takeaways Gap insurance — short for guaranteed asset protection insurance — is specifically designed for drivers with outstanding loan balances on their vehicles. It is typically only available for brand-new vehicles or for models that are less than three years old. Gap insurance…
The Federal Reserve on Wednesday said that it will leave its benchmark interest rate unchanged following its June monetary policy meeting as policymakers continue to monitor inflation and labor market data amid elevated economic uncertainty. The central bank’s decision leaves the benchmark federal funds rate at a range of 4.25%…
Recessions mess with even the most disciplined and experienced investors. When stocks tank, layoffs spike, and headlines scream economic uncertainty, it’s natural to reach for anything that feels safe. For some, annuities look like shelter from the storm. These insurance-based financial products promise a steady income stream in exchange for an…
Key takeaways To refinance your mortgage with a bad credit score, check with your current lender to start since you already have an established relationship with it. You can also explore government-backed loan options to refinance with bad credit, such as an FHA loan or VA loan, as long as…
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A new analysis projects the Social Security Administration’s (SSA) cost-of-living adjustment (COLA) for next year will be higher than previously projected. The Senior Citizens League (TSCL) released its estimate for the 2026 COLA based on May…
