Value-added tax (VAT) is a tax on goods and services, not unlike a sales tax but with some major differences. While the U.S. doesn’t levy…
This page was originally published in early 2022 and features a story from a Bankrate reader during that time. The rest of the article has since been updated. Key takeaways If you notice fraudulent charges…
Buying or selling a home is one of life’s most expensive transactions — and scammers are looking to get in on the action. Nearly 1 in 4 consumers say they experienced a fraud attempt during the real estate closing process, according to the 2025 State of Wire Fraud study by…
Artem Varnitsin / EyeEm/EyeEm/Getty Images Key takeaways Both the Citi Simplicity® Card* and the Citi® Diamond Preferred® Card offer industry-leading introductory balance transfer APR periods. Balance transfer cards provide excellent opportunities to manage and pay down existing credit card debt. Neither the Citi Simplicity nor the Citi Diamond…
Key takeaways Robo-advisors provide automated investment management for relatively low fees. Services, such as automatic portfolio rebalancing and tax-loss harvesting, can save investors time and stress and potentially offset advisory costs by also saving money. Robo-advisors are best suited for investors who want or need help managing their finances than…
mevans/GettyImages; Illustration by Hunter Newton/Bankrate Key Takeaways Many current homeowners regret buying a house that turned out to be too small, or too big, for their needs. New single-family homes have been shrinking, with the median square footage decreasing in each of the past several years. A big home offers…
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The Federal Reserve will announce its latest decision on whether to cut interest rates on Wednesday and has faced mounting political pressure from the Trump administration to lower rates to spur the economy. The Fed is…
