In Debt Weekly

Key takeaways Leasing a car requires less money upfront and has lower payments, but there are typically mileage restrictions and additional costs. Buying can mean more expensive monthly payments and long-term maintenance costs, but you have greater control over its use and lower costs in the long run. With leasing,…

Pro tip: Start planning your baskets early. Track what you already have at home, watch for sales, and compare prices before buying treats or toys. Planning ahead prevents last-minute impulse purchases, avoids seasonal markups, helps you stick to your budget, and ensures the baskets feel thoughtful rather than rushed How…

American retirees may be done with their working careers, but they may still face the scrutiny of an IRS audit if their tax return raises red flags. Data from the IRS shows the tax collection and enforcement agency has conducted audits on fewer than 1% of individual tax returns in recent years. In…

Anderson Coelho/Getty Images Key takeaways You can use a personal loan to finance a used car if conventional financing isn’t available or if you can’t qualify for an auto loan. Rates can be higher and repayment terms shorter, compared to traditional auto loans. You may be able to avoid repossession…