Key takeaways Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive fees — average overdraft fees are $26.77, but many banks offer fee-free options. Consider traditional banks,…

Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…

Photography by Getty Images; Illustration by Bankrate The tax deadline will be here before you know it. The good news is that there are a few different options to file your taxes for free in 2026 — and many of them offer guided support to make sure you file your…

A recall of Frigidaire-branded minifridges has been expanded to 964,000 units after multiple reports of the product catching fire, according to the U.S. Consumer Product Safety Commission. Canada-based Curtis International initially recalled 634,000 minifridges last summer, but added 330,000 of another model to the alert on Thursday.The recalled minifridges have…

Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…