Key takeaways The Shop Through Chase program allows cardholders to earn additional Ultimate Rewards points through the portal when they shop at participating retailers. The program offers bonuses ranging from 1X to 15X points per…

PhotoAlto/Frederic Cirou/Getty Images Key takeaways A secured credit card is a type of credit card that requires a cash deposit as collateral. This deposit amount is usually equal to the credit limit you’ll receive. Most credit cards are unsecured credit cards, which means you won’t have to put down a…

Key takeaways American Express’s The Hotel Collection offers exclusive benefits for eligible cardholders at over 1,000 participating hotels worldwide when booking a stay of two nights or more through Amex Travel. These benefits include early check-in and late check-out when available, room upgrades when available, a $100 credit toward eligible…

Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Cash-out auto refinancing lets you borrow money by swapping your car loan out for a larger loan, typically with different terms. The amount you can access depends on your vehicle’s value, your credit history and the lender. Be sure to…

Key takeaways Clear is a frequent traveler program that uses biometrics for identity verification. An individual Clear Plus membership costs $209 per year, making it the most expensive of the expedited security options. To compare, TSA PreCheck costs as low as $77 (depending on enrollment provider) for five years —…