Life insurance has many purposes: It can bring peace of mind, support loved ones financially and play an important role in an estate plan. But it can be confusing to know which type of policy…

The holidays are quickly approaching, and your shopping may already be in full swing as you search for the perfect presents and festive decorations to celebrate Christmas, Hanukkah or Kwanzaa. Shoppers expect to spend an average of $902 per person on gifts and other holiday expenses during the 2024 holiday…

The Good Brigade/Getty Images Historic homes often have different coverage needs than newer builds. Homes with older plumbing and electric systems and homes of historical interest, like those on the National Register of Historic Places, are probably insured with an HO-8 policy instead of a more standard HO-3. Older homes…

With 2024 winding down, that means it’s time to think about resolutions for the coming year. As the year has seen an easing of inflation, the aftermath of increased costs has left a lasting impact on our savings and financial wellbeing. Almost half of Americans (47 percent) said in a…

ClimbWhenReady/Shutterstock Key takeaways Currently, HSBC is not offering a promotional introductory balance transfer on any cards for new U.S. customers. Balance transfers to an HSBC card are generally subject to the card’s standard variable APR and a balance transfer fee of $10 or 5 percent of the transfer amount, whichever…