Richard Drury/ Getty Images; Illustration by Austin Courregé/Bankrate As the New Year looms, there’s a new low in home equity lending. The $30,000 HELOC (home equity line of credit) plunged nine basis points to 8.43…

The Good Brigade/Getty Images Historic homes often have different coverage needs than newer builds. Homes with older plumbing and electric systems and homes of historical interest, like those on the National Register of Historic Places, are probably insured with an HO-8 policy instead of a more standard HO-3. Older homes…

With 2024 winding down, that means it’s time to think about resolutions for the coming year. As the year has seen an easing of inflation, the aftermath of increased costs has left a lasting impact on our savings and financial wellbeing. Almost half of Americans (47 percent) said in a…

ClimbWhenReady/Shutterstock Key takeaways Currently, HSBC is not offering a promotional introductory balance transfer on any cards for new U.S. customers. Balance transfers to an HSBC card are generally subject to the card’s standard variable APR and a balance transfer fee of $10 or 5 percent of the transfer amount, whichever…

Key takeaways The Hawaiian Airlines rewards program offers opportunities to earn miles for various activities such as shopping, staying at hotels and dining at participating restaurants. The easiest way to join the Hawaiian Airlines dining rewards program is to sign up either for its co-branded credit card or debit card.…