Wavebreakmedia/Getty Images Key takeaways An auto loan hardship program can help if you’re facing a financial emergency and need help with your car payments. Eligibility…
PhotoAlto/Frederic Cirou/Getty Images Key takeaways A secured credit card is a type of credit card that requires a cash deposit as collateral. This deposit amount is usually equal to the credit limit you’ll receive. Most…
Key takeaways Ethereum is a cryptocurrency and decentralized platform that can be the basis for smart contracts and other apps. Ethereum runs on a proof-of-stake system, making it more energy efficient than Bitcoin’s proof-of-work system. Investing in Ethereum is speculative and driven by market sentiment. Ethereum is among the most…
kate_sept2004/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways When you assume a mortgage, you take over payment for a loan at its existing interest rate and terms. Most government-backed loans, such as FHA or VA loans, are assumable. Most conventional mortgages aren’t. An assumable mortgage can offer a better interest rate…
Key Takeaways Reduce high-interest credit card debt to improve credit and cash flow Build an emergency fund to handle unexpected costs without new debt Improve and monitor your credit score for better loan terms Save for a down payment and closing costs (and explore assistance programs) Keep your financial profile…
Key takeaways A balance transfer can be a helpful tool for paying off high-interest credit card debt interest-free for an extended period of time. It’s essential to research and compare offers from different credit card issuers to find the best balance transfer card for your needs and financial situation. Before…
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Blue states around the U.S. are planning tax hikes on wealthy residents to bring in additional revenue through a variety of proposals, including one state’s so-called “Taylor Swift tax.” The moves come after the enactment…
