Key takeaways Built-in budgeting tools help automatically track and categorize spending without needing separate budgeting apps. Ally Bank’s “buckets” feature allows both spending categorization and…
Small-business owners have a lot to consider when setting up shop, but one of the most important factors to think about is how your business will be taxed — and the business structure you choose…
Drs Producoes/Getty Images Key takeaways When you sell mutual fund shares, you will be subject to taxes on the gains. You may owe taxes even if you still own a mutual fund. To minimize taxes on mutual funds, watch what you buy and how, hold shares for a long time…
Illustration by Clint Branch/Bankrate Key takeaways There’s generally no limit to the number of times you can refinance your mortgage, although some lenders require a waiting period between refinances. If you qualify for a lower interest rate, refinancing can save you thousands — but if you do it multiple times,…
Key takeaways Each insurer determines whether your treehouse will have an impact on your premium. Treehouses may be considered “attractive nuisances” — hazardous items that are attractive to children. Your treehouse may be covered under the other structures part of your policy, which is usually capped at 10 percent of…
Key takeaways The federal government has strong collection powers for defaulted federal student loans, such as Administrative Wage Garnishment. Borrowers have rights to appeal wage garnishment and protection against employer retaliation. Borrowers should update their contact information and explore options for getting out of default by contacting the Default Resolution…
Editor's Picks

Personal Finance
More ArticlesDept Management
Markets
More ArticlesJetZero is making a significant investment in North Carolina as the company plans to construct a factory in Greensboro to produce its blended-wing-body jets there in the future. JetZero’s investment in Greensboro to build the…