Retirement
Changing the beneficiary of a 401(k) plan can involve specific requirements, particularly when it comes to spousal consent. In many…
401(k) disclosures provide detailed information about the fees and expenses associated with your retirement plan. The costs associated with a…
A spouse beneficiary is the person who will inherit a 401(k) account if the account holder passes away. The rules…
The only way to avoid Medicare premium penalties is to enroll in a timely manner. Medicare charges a penalty for…
Relying solely on Social Security for your retirement income can be a risky proposition. While Social Security provides an essential…
Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…
Unlike traditional IRAs, contributions to a Roth IRA are made with after-tax dollars, meaning that withdrawals in retirement are tax-free.…
Understanding when 401(k) contributions stop is essential for employees who want to maximize their retirement savings. Contributions to a 401(k)…
As one of a handful of states with no state income tax, Texas is one of the more financially attractive…
Choosing the best time of year to retire is largely subjective as it can impact your taxes, healthcare costs, retirement…
Determining whether a Civil Service Retirement System (CSRS) retiree can collect spousal Social Security benefits isn’t always easy. Typically, because…
Creating a reliable and adequate income stream from investments is one of the main goals of retirement planning. Learning how…