Personal Finance
The Federal Reserve just did something it hadn’t yet done in 2025: It lowered its benchmark overnight lending rate. While…
Certificates of deposit (CDs) and Roth IRAs play different roles in retirement planning. CDs provide fixed interest and are federally…
When planning for retirement, one of the biggest decisions you’ll face is how to generate consistent, tax-efficient income. Two common…
Managing multiple 401(k) accounts from past employers involves tracking different fees, investment options, and statements. Consolidating these accounts can simplify…
Home prices remain near record highs. Mortgage rates have retreated but remain well above their pandemic lows. Add it up,…
The Chase Freedom Flex® traditionally leans heavily into holiday shopping with its fourth quarter bonus categories. This year, however, travel…
Key takeaways The key difference between an ordinary annuity and an annuity due is when payments are made, which can…
The Federal Reserve cut rates in September for the first time in 2025, putting the new target rate at 4-4.25…
Key takeaways The SECURE Act 2.0 became law in the last days of 2022, and its rules provide assistance for…
Key takeaways You can typically cash in your savings bond at your bank, in person. Regardless of how much money…
Suzanne Tucker/Shutterstock Key takeaways A mortgage application collects information about your finances and the property you want to buy so…
Ivan Pantic/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Online-only mortgage applications can be convenient, but they might not…