Personal Finance
Pulling money out of a trust can feel straightforward, but the tax consequences are often anything but. Depending on how…
Image: Getty Images; Illustration: Bankrate Slight gains for home equity rates in the latest week. The $30,000 home equity line…
Key takeaways There’s no universal “right amount” for a savings account, but most people need three to six months of…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging…
Key takeaways Refinancing your mortgage can help you lower your rate, access your home’s equity or move to a fixed-rate…
Key takeaways Bank accounts with named beneficiaries (called “payable-on-death” or POD designations) transfer directly to those people — no court…
Donald Trump and his administration have made a lot of big promises to improve affordability since taking office. Those promises…
Buying your first home can be thrilling, but it can also be stressful. After all, it’s likely one of the…
Illustration by Mae Sangaline/Bankrate Key takeaways There are many strategies to save for a down payment, including maximizing your savings,…
When you’re in a committed relationship, you unavoidably merge at least some aspects of your financial lives. However, that doesn’t…
When you sell stocks, exchange-traded funds (ETFs) or other equity investments for more than you paid, the profit is generally…
Federal income tax applies to most people who earn income in the U.S., but the tax code includes limited exceptions.…