Personal Finance
An Employee Stock Ownership Plan (ESOP) gives employees an ownership stake in the company. It does this at no direct…
Key takeaways Personal loans give you a predictable payment and can be funded quickly. They can help your credit score…
Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after which the interest rate adjusts…
Key takeaways Checks are typically only valid for six months after being signed. Banks may still accept a stale check,…
Burial insurance is a type of whole life insurance policy that can be used to cover your burial and other…
hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who borrows and pays back a…
Key takeaways Pet insurance has three plan types: accident-only, accident and illness, and wellness and preventive care. Deductibles are upfront…
As a certified student loan counselor, I’m often asked if there are any quick fixes or secret hacks to getting…
Key takeaways There are three steps to take if your SBA loan is denied. Even if your SBA loan is…
New Hampshire was named the best state for retirees in 2025, according to Bankrate’s annual Best and Worst States to…
If you’re 63 years old with $1 million in a traditional IRA, you may be wondering whether converting $100,000 per…
For investors seeking a predictable return without the volatility of the stock market, a seven-year fixed annuity can be an…