Personal Finance
Key takeaways In 2025, employees can elect to defer $23,500 of their salary to fund their 401(k). When including employer…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways In most parts of the U.S., a jumbo loan is a…
Key takeaways If you need money now but can’t get a loan, products like emergency loans and payday loans may…
Image by MoMo Productions/GettyImages The stock market — and home prices — keep setting records, and mortgage rates remain north…
Key takeaways Giving money as a gift, whether it’s cash, gift cards or a money order can be convenient. You…
Jaskaran Kooner/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA loan closing costs typically total 2 percent to 6 percent of…
Key takeaways New car replacement covers the cost of a brand new car of the same make, model and year…
Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of a house and converts to…
“Location, location, location” has long been the golden rule of real estate. But in today’s challenging housing market, a new…
SDI Productions/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Lenders force-place insurance when borrowers fail to maintain coverage required as…
Marie C Fields/Shutterstock Key takeaways It’s fine to get rid of monthly mortgage statements, but you should keep all your…
traveler1116/Getty Images Key takeaways Many market watchers expect the Federal Reserve to lower its benchmark rate when policymakers meet in…