Personal Finance
Luis Alvarez/Getty Images Key takeaways Zelle is an easy tool for sending money between friends or different bank accounts, but…
Image by GettyImages, Illustrated by Bankrate Key Takeaways APY (Annual Percentage Yield) shows how much interest your savings account or…
Key takeaways High-yield savings accounts pay up to 4.20% APY (400x more than traditional savings accounts at 0.01%), making them…
Key takeaways CD rates are beginning to fall as the Federal Reserve shifts toward rate cuts. Locking in competitive yields…
Key takeaways Joint checking accounts let two people manage shared expenses with equal access to funds — ideal for couples,…
Key takeaways FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person…
Key takeaways Emergency loans for bad credit tend to have higher interest rates and fees than traditional loans. Payday alternative…
Key takeaways You’ll typically need a credit score of at least 580 to qualify for a personal loan, but the…
When it comes to taxes, dependents can affect your return in ways many families don’t expect. Whether you’re claiming a…
Deciding how to file your taxes as a married couple can have a meaningful impact on your return. Depending on…
Feverpitched/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lenders often sell mortgages to other companies or investors to free…
The standard deduction for a widow over 65 can be higher than that of the average taxpayer. This has the…