Personal Finance
Annuities are often associated with retirees looking for a steady income stream later in life. But does it make sense…
Key takeaways Mortgages backed by the government-sponsored enterprises Fannie Mae and Freddie Mac are the most prominent type of home…
Key takeaways Overdraft fees average $27 per transaction according to Bankrate’s 2024 checking account survey, but many major banks have…
Milan Markovic/Getty Image Self-directed IRAs (SDIRA) allow you to invest in almost anything that’s investible — you’re not limited to…
Key takeaways Closing on a house is a complex process that takes several weeks and involves many steps for you…
Key takeaways Your credit history is a record of how you have managed past debt and how you are handling…
With today’s high mortgage rates and home prices, coming up with enough money for a down payment is difficult for…
More than five years ago, remote work was almost unheard of. I used to go into an office, sit in…
Images by Getty Images; Illustration by Hunter Newton/Bankrate Economic uncertainty over the potential impact of President Trump’s tariff policies on…
Getty images, illustrated by Bankrate Key takeaways A rainy day fund is money set aside for small, unexpected expenses like…
Key takeaways High-yield savings accounts offer flexibility and competitive rates for short-term savings goals. 529 education savings plans provide tax-free…
Key takeaways Unsecured credit cards do not require any collateral for approval and come with a credit limit based on…