Personal Finance
Fixed-rate HELOCs are the talk of the town lately among home equity lenders and industry insiders. Home equity isn’t the…
Key takeaways A bump-up CD allows you to increase your interest rate one or more times during the CD’s term…
Key takeaways Monthly maintenance fees for non-interest checking accounts average $5.47, costing you over $65 annually, according to Bankrate’s 2025…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 percent and 6…
Key takeaways Most checks clear within 2 business days, though some banks may hold funds for up to 7 days…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets…
Most of us have lent money to a friend or family member or paid a group bill with the expectation…
As millions of Americans head home for the holidays, Bankrate’s latest survey finds that there’s one dinner topic that will…
What’s worse: a weak job market or stubborn inflation? Most people would say they don’t want either. Rising prices make…
Key takeaways Three percent down mortgages are exactly what they sound like — they require only a 3 percent down…
Dean Mitchell/E+/Getty Images Key takeaways Your credit utilization ratio is determined by taking the amount you owe on a credit…
KenWiedemann/Getty Images Key takeaways HomeReady mortgages are a type of conventional loan for lower-income borrowers, backed by Fannie Mae. To…