Mortgage
Image by GettyImages, Illustrated by Bankrate Key Takeaways APY (Annual Percentage Yield) shows how much interest your savings account or…
Key takeaways High-yield savings accounts pay up to 4.20% APY (400x more than traditional savings accounts at 0.01%), making them…
Key takeaways CD rates are beginning to fall as the Federal Reserve shifts toward rate cuts. Locking in competitive yields…
Key takeaways Joint checking accounts let two people manage shared expenses with equal access to funds — ideal for couples,…
Key takeaways FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person…
Key takeaways Emergency loans for bad credit tend to have higher interest rates and fees than traditional loans. Payday alternative…
Key takeaways You’ll typically need a credit score of at least 580 to qualify for a personal loan, but the…
Feverpitched/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lenders often sell mortgages to other companies or investors to free…
When I offered my annual credit card predictions around this time last year, I speculated that regulatory issues would dominate…
Thomas Barwick/Getty Images What’s considered a “high” credit limit varies depending on a person’s credit history and income, but in…
Illustration by Hunter Newton/Bankrate You’ve lost your job. Who are you going to call? It might have to be your…
After two years of cheaper deals and better prices, holiday shoppers may have to reach deeper into their wallets again…