Maria Korneeva/Getty Images Key takeaways Discover’s rotating cash back categories offer cardholders the chance to earn 5 percent back (after activation) on up to $1,500 combined spending on qualifying purchases each quarter (then 1 percent).…

A margin call occurs when the value of securities in a brokerage account falls below a certain level, known as the maintenance margin, requiring the account holder to deposit additional cash or securities to meet the margin requirements. Margin calls only happen in accounts that have borrowed money to purchase…

Franz Marc Frei/Getty Imgaes The pandemic-fueled real estate boom spurred massive appreciation in home values – and in home equity stakes. The average mortgage-holding homeowner now has an eye-opening $311,000 in equity (the portion of the home they own free and clear). American homeowners seeking cash have turned to tapping…

Credit Sesame explains how global market chaos, triggered by new tariffs and economic uncertainty, could put your credit at risk in unexpected ways. A sharp drop in the stock market and international backlash to U.S. tariff policies have reminded consumers that financial turbulence does not stop at national borders. Whether…