Andria Patino/Getty Images New York is one of the most expensive states to buy a home in the U.S., driven by high prices in New York City, Westchester and Long Island. As of Dec. 2025, the median home sales price has increased 3.6% from the year prior, according to Redfin,…

How Roth IRA gains are taxed depends on when and why you withdraw the money. You can typically withdraw growth inside a Roth IRA completely tax-free if you meet certain IRS rules. However, early withdrawals or non-qualified distributions may trigger income tax and even penalties. It can be extremely beneficial…

The IRS generally treats unemployment compensation as taxable income. If you don’t plan for this, or don’t withhold money from your weekly payments, you may owe money when you file your tax return. State tax rules vary, too, which can further impact your final tax bill. Knowing how to report…