Key takeaways Both 401(k)s and 403(b)s are tax-advantaged retirement savings plans. While 401(k)s are offered to workers in for-profits companies, 403(b)s are for not-for-profit and…
Key takeaways The earlier in the year you can contribute to your IRA, the more time your money has to grow. Make sure you’re aware of IRA contribution deadlines. Consider your expenses and needs when…
Key takeaways You can refinance a home equity and, with rates currently in decline, now might be a good time to do it. Refinancing a home equity loan can lower monthly payments and lengthen or shorten your loan term. Drawbacks to refinancing a home equity loan include prepayment penalties…
With the economy slowing and President Donald Trump’s tariffs likely to stoke inflation, investors face various risks. Building a portfolio that has at least some less risky assets in it can be useful to help you ride out volatility in the market. The trade-off, of course, is that in lowering…
Cryptocurrency has long been associated with frauds and outright scams, dating back to at least the massive loss of Bitcoin from the Mt. Gox crypto exchange in 2014. In many ways, crypto is an ideal vehicle to commit fraud because of its broad adoption by criminals, the anonymity of transactions…
Key takeaways Wire transfers cost more but provide familiar bank security. Crypto moves faster and costs less but requires some technical know-how. Bank fees often hit you twice — when sending and receiving. Crypto platforms charge one transaction fee, usually under $5. Bank wire transfers used to be the only…
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Bloomberg / Contributor / Getty Images It seems like only yesterday that Robinhood waltzed onto the brokerage scene to show the grownups how kids these days think things should be done around here. Trading commissions?…
